INVESTORS
Investors
Private Mortgage Insurance (PMI) is typically required for loans that are made to borrow by buyers who put less than 20% as down payment on their home's purchase price. Many lenders offer low down payment programs, allowing you to put down as little as 3%. The cost of that flexibility is PMI, which protects the lender’s investment in case you fail to repay your mortgage, known as default. In other words, PMI insures the lender, not you if you default in the initial years of ownership.
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